{"id":34,"date":"2026-09-25T13:00:00","date_gmt":"2026-09-25T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/nitasummerlinrealtor-com\/2026\/09\/25\/inheriting-a-house-with-a-reverse-mortgage-how-to-handle-it\/"},"modified":"2026-09-25T13:00:00","modified_gmt":"2026-09-25T13:00:00","slug":"inheriting-a-house-with-a-reverse-mortgage-how-to-handle-it","status":"publish","type":"post","link":"https:\/\/www.nitasummerlinrealtor.com\/blog\/2026\/09\/25\/inheriting-a-house-with-a-reverse-mortgage-how-to-handle-it\/","title":{"rendered":"Inheriting a House With a Reverse Mortgage: How to Handle It"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Navigating the process of inheriting a home with a reverse mortgage can feel overwhelming, especially along our Gulf Coast where family homes often hold years of memories. If the borrower passes away, the reverse mortgage must be repaid or the home is surrendered. However, a co-borrower or qualifying nonborrowing spouse may remain in the home\u2014provided certain requirements are met, including keeping up with taxes and insurance. I\u2019ve walked many families through these situations, always focused on providing clear, honest guidance. If you\u2019re facing decisions about an inherited property in Alabama or Florida, know that you\u2019re not alone\u2014there are steps you can take to protect your interests and honor your loved one\u2019s legacy.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/money.usnews.com\/loans\/mortgages\/articles\/inheriting-a-house-with-a-reverse-mortgage-how-to-handle-it-step-by-step\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Navigating the process of inheriting a home with a reverse mortgage can feel overwhelming, especially along our Gulf Coast where family homes often hold years of memories. If the borrower passes away, the reverse mortgage must be repaid or the home is surrendered. However, a co-borrower or qualifying nonborrowing spouse may remain in the home\u2014provided [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":69,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-34","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/34","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/comments?post=34"}],"version-history":[{"count":0,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/media\/69"}],"wp:attachment":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/media?parent=34"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/categories?post=34"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/tags?post=34"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}