{"id":13,"date":"2026-09-06T13:00:00","date_gmt":"2026-09-06T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/nitasummerlinrealtor-com\/2026\/09\/06\/the-0-down-payment-mortgage-that-isnt-too-good-to-be-true\/"},"modified":"2026-09-06T13:00:00","modified_gmt":"2026-09-06T13:00:00","slug":"the-0-down-payment-mortgage-that-isnt-too-good-to-be-true","status":"publish","type":"post","link":"https:\/\/www.nitasummerlinrealtor.com\/blog\/2026\/09\/06\/the-0-down-payment-mortgage-that-isnt-too-good-to-be-true\/","title":{"rendered":"The $0-down-payment mortgage that isn&#8217;t too good to be true"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Home affordability is at a record low with average U.S. house prices at $514,600. VA loans offer eligible service members and veterans $0 down payment mortgages without private mortgage insurance (PMI), though a VA funding fee applies. USDA loans provide $0 down payment options for low- to moderate-income buyers in rural or suburban areas, with income and location restrictions. Both require meeting credit, income, and property eligibility criteria.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.aol.com\/articles\/0-down-payment-mortgage-isn-111500000.html\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home affordability is at a record low with average U.S. house prices at $514,600. VA loans offer eligible service members and veterans $0 down payment mortgages without private mortgage insurance (PMI), though a VA funding fee applies. USDA loans provide $0 down payment options for low- to moderate-income buyers in rural or suburban areas, with [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":48,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/media\/48"}],"wp:attachment":[{"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nitasummerlinrealtor.com\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}